I lived in Ga. and had 2 MH's. 1st one was Insured with Progressive. Had a sizeable rate increase so I shopped it and found GEICO with the best rate. A bunch of factors determine premium such as age of RV, location of where it is registered, driving record, and age of operator. When I moved my MH to GEICO, I moved all vehicles to them. Still use them until rates increase and I will shop it again.