I live in New York State. I’ve tried searching and can’t get a clear answer. I have a towable travel trailer that is paid off and I own it. Does this mean I don’t need insurance? I know some may Recom...
Collision doesn't cover your vehicle if someone hits you (their fault), unless you mean a subjective situation where you "may" be at fault or if you want the ins co to deal with a no fault on your behalf. Depends on your level of risk tolerance and desire or ability to deal with a storied ion yourself vs "paying" someone to do it for you.
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