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Lemonhead78's avatar
Lemonhead78
Explorer
Mar 23, 2019

Insurance?

I live in New York State. I’ve tried searching and can’t get a clear answer. I have a towable travel trailer that is paid off and I own it. Does this mean I don’t need insurance? I know some may Recommend it, but I’m in a financial situation and if I don’t need to pay for insurance I will not. Please help . Thanks guys
Seeking Advice
  • moresmoke's avatar
    moresmoke
    Explorer
    Mar 24, 2019
    Grit dog wrote:
    Collision doesn't cover your vehicle if someone hits you (their fault), unless you mean a subjective situation where you "may" be at fault or if you want the ins co to deal with a no fault on your behalf.
    Depends on your level of risk tolerance and desire or ability to deal with a storied ion yourself vs "paying" someone to do it for you.


    My point exactly. Having dealt with other people’s insurance companies before, I am willing to pay $24 a year to let someone else do that for me. I have better things to do with my life than fight with an insurance company. My own carrier has always treated me well, and settled claims quickly.

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