Interesting article on Nomadic lifestyle

No one is saying that there aren't people that literally fall on hard times through no fault of their own, or don't have the potential to earn enough to not live paycheck to paycheck, but even some of those folks could if they found more motivation. I employ plenty of Laborers that don't even have a high school education. The motivated ones make $100k a year some years and don't do too shabby the rest of the time. Yet I have a brother in law that wouldn't work if you whipped him.

Spoon and winnietrey are right on point. Ya don't have to pass judgement, but everyone makes irresponsible financial decisions. Some just more than others.
I have plenty of friends and peers that have had the same or similar incomes and career paths as I and most of them don't have half the capital or liquidity. Typically because they are gotta haves. Gotta have this, gotta have that.