"LISENCE"

Etstorm wrote:

camperpaul wrote:

D & M wrote:

rk911 wrote:

mlts22 wrote:
I would jump on getting the non-commercial B or A license because in a wreck, the insurance company will not honor any claims, and the other party can allege gross negligence for not having the qualifications to operate the motor vehicle.

can you cite your source on this?

I would like proof of this too. Many times on this forum, the pay/no pay/ debate has raged and the no pay side never has been able to cite their source. It would be a good thing to know.

If you have time to wade through a few pages of fine print legalese, you should be able to find a paragraph in your insurance policy about drivers being properly licensed.

I have been an insurance adjuster for over 30 years and have had numerous claims involving unlicensed/wrong
Incensed drivers. Insurance companies do pay these claims.

Always believed it to be so.. Thanks for your response.

camperpaul wrote:

D & M wrote:

rk911 wrote:

mlts22 wrote:
I would jump on getting the non-commercial B or A license because in a wreck, the insurance company will not honor any claims, and the other party can allege gross negligence for not having the qualifications to operate the motor vehicle.

can you cite your source on this?

I would like proof of this too. Many times on this forum, the pay/no pay/ debate has raged and the no pay side never has been able to cite their source. It would be a good thing to know.

If you have time to wade through a few pages of fine print legalese, you should be able to find a paragraph in your insurance policy about drivers being properly licensed.

I have been an insurance adjuster for over 30 years and have had numerous claims involving unlicensed/wrong
Incensed drivers. Insurance companies do pay these claims.

That said, 26,000 is a common dividing line between "Personal" vehicles and "Commercial" types.

It's not the weight (many DP's are over 26,000 GVWR) that makes it a commercial vehicle. It's whether if you are carrying passangers or cargo for hire that tosses you into the commercial catagory.

And being over 26,000 gvwr doesn't require that you get a CDL. Again, that's a cash for hire thing. You just need to get the appropriate class of licence for your State,

According to the TDOT (the original poster's state) those who operate a vehicle Above 26,000 lb GVWR or GCWR (while towing > 10,000 lb) requires non-commercial Class A or B

camperpaul wrote:

B's Bunch wrote:
As I was told by the TDOT rec vec Are not required to have other than regular license. Do I agree no but I cannot change the law. I tried to get one but was denied. Go Figure Larry

It's a "regular" license as opposed to a "commercial" license but you still need the correct license for the GVW of your vehicle.

Remember, the clerks at the DMV are not familiar with all of the licensing laws.
A few years ago, I had to go through 2 levels of supervisors before I found someone who knew there was such a thing as a "travel trailer" and he still wanted to know what size engine it had.

Not in Tennessee.. In Tennessee RV's are specifically excluded from the 26,000 lb limit.

Generally speaking it depends on the state you are licensed in.

That said, 26,000 is a common dividing line between "Personal" vehicles and "Commercial" types. so I won't dispute the original poster. I won't confirm it either.

But check the law BEFORE you buy.

Allworth wrote:
In Florida you just need a normal operators license, but you do have to pass a spelling test.

"Normal" = non-CDL (under 16.000 lbs GVWR)

If GVWR > 16,000 LBS. CDL is still required.

Air brakes restriction applies if you missed certain questions on the test.

See: Florida Driver Handbook

In Florida you just need a normal operators license, but you do have to pass a spelling test.

In New Mexico, the proper license is a Class E non commercial exempt vehicle over 26,000 lb. You only need to fill out a form at the DMV and it's done. No extra fees or tests.

Keith

camperpaul wrote:
If you have time to wade through a few pages of fine print legalese, you should be able to find a paragraph in your insurance policy about drivers being properly licensed.

I have and don't find anything about it. I am on the "they will pay" side. The nay sayers have not proved that they won't pay.

We neded to see the source of that claim.

mlts22 wrote:
Not rumor.

I would jump on getting the non-commercial B or A license because in a wreck, the insurance company will not honor any claims, and the other party can allege gross negligence for not having the qualifications to operate the motor vehicle.

They still have to honor your claim even if you do not have a license. They can drop your coverage for not having the proper license, but they must do that first.