Medicare & ChampVA as supplement
My DH was just awarded 100% P & T from the VA. One of the benefits is ChampVA for me. Of all the things I've read about it, I can't seem to find a simple answer to this: I currently have regular Medic...
Forum Discussion
My wife and I have Medicare as our primary insurance and Tricare for Life as our secondary insurance. We have no need for any supplemental insurance coverage. We pay the Medicare monthly premium for Part B, the Medicare and Tricare annual deductibles, and a minimal or no pharmacy copayment depending on the drug. We basically don't pay any co-payments for medical care because the Medicare co-payments are covered by Tricare.
I tried to research the coverage differences between Tricare for Life and ChampVA and all I could find was "coverages are similar" and most doctors that accept Tricare will also accept ChampVA. So you don't have to give up your "private doctors" by going with ChampVA.
I hope someone with Medicare/ChampVA responds to your post, but if not, my advice to you is to carefully consider this combination. Our "similar" combination of Medicare and Tricare has been very good for us.
I tried to research the coverage differences between Tricare for Life and ChampVA and all I could find was "coverages are similar" and most doctors that accept Tricare will also accept ChampVA. So you don't have to give up your "private doctors" by going with ChampVA.
I hope someone with Medicare/ChampVA responds to your post, but if not, my advice to you is to carefully consider this combination. Our "similar" combination of Medicare and Tricare has been very good for us.
