(What follows is humor) :B
After reading this thread, I am beginning to wonder if this should be one of the rv.net forbidden topics. You know, the threads that get quickly whacked by the moderators. We could have politics, religion, guns, and motor oil all on the naughty list. LOL!
(And now an on-topic comment)
I 100% completely agree with what several people have said, and what I alluded to in my first post on this subject... This really is an individual choice. Go with what works best for you, your situation, and your objectives.
-Eric