Makin' Do wrote:
I'll try and make this short. I live in West Virginia and want to buy a used RV from a private party in Florida. If I want an "in-transit" tag from Florida to drive the RV back to WV, I have to pay FL 6% tax, equal to the WV tax, to get that tag. When I title the RV in WV I would have to pay the 6% tax again because WV will not give me credit for paying the tax in FL. 12% is more than I want to pay.
So, the question is, can I pay the owner for the RV and have them sign the title over to me and just get out of state and skip the tag?
BTW, the owner is willing to leave their FL plate and insurance on the RV until I get back to WV.
Don't be driving with someone else's plate and insurance. It will not cover you if the RV no longer belongs to them.
Call your local motor vehicle registration and ask how is the best way to handle it. Then call your agent and ask how to handle the insurance.
What I would do is call my agent for insurance immediately after purchase, and travel with a valid bill of sale. But that might not work for your state to get registration or for your insurance.