Forum Discussion
mlts22
Dec 14, 2013Explorer
I have a dedicated checking account with my bank just for dealing with possible credit card theft. If an incoming charge comes in that puts the balance below $0, it gets declined. End of story. No fees, just transfer money into that account, use that card, and if a thief makes off with the card, cancel it and get a new one. I just transfer enough to handle a purchase, so there isn't more than $10 in the account.
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