Question
We were camping at an RV resort and there was a wind storm. A tree fell on our camper and it was totaled. Days prior to the storm we had seen a tree service vehicle in the campground. And hours before...
Forum Discussion
Crowe wrote:
If you were given permission to move the truck, why did you not move the camper as well? What went into the storage unit? I would contact the campground directly, explain the situation and ask them how they want to handle it. There is a good chance that they have liability insurance for just such instances. Keep in mind, though, that this may be considered an "act of God" and not covered. It's chump change for most law firms and not worth their effort. There may be some relief through small claims court or something of that nature.
I challenge anyone to look at their policy and find the term "act of God". There are certain weather related events that are not covered but they are spelled out in your policy.
The OP's damage to his RV was covered by his policy but his out of pocket costs for alternate living expenses were not. Guess RV policies aren't the same as house policies.
