Ready! Set! ....

bid_time wrote:

2oldman wrote:

nickthehunter wrote:
If you are looking for "real" expert advice to help you decide if you are making good decisions at this time, you won't find any of that here.

You will from me. I don't sugar-coat stuff about people going "full time" with no money, no plans and kids. And I have the deleted posts to prove it.

These folks are doing fine.

You haven't a clue as to what amount of money they have already saved, what it is invested in, what their sources of income are, how good their health is, what health insurance they have, what their future needs are, what their life expectancy is, and about 600 other relevant questions. For all you know they could be 100% invested in rubber trees in Antartica.

So in my humble opinion, your opinion of how well they are doing is worthless.

Yep, not to many "experts" on here. Before using any info on here, have at least 7 years of tax records on hand, maybe recent ekg and cat scan. And don't do anything with your security's yet. You'll have to wait till congress works out the "fiduciary" type laws, they are supposedly working on. So, while I'm not an "expert" you might have to wait till Congress gets it worked out. That shouldn't be too long...or you could always ask an "expert":E http://www.insurancejournal.com/news/national/2015/12/09/391307.htm

bid_time wrote:
So in my humble opinion, your opinion of how well they are doing is worthless.

And no less worthless than your rant.

OP - I have no idea if you are looking for financial advice or what. But let me put it like this. I have enough investments right now to withdraw $48K a year, with yearly increases tied to the rate of inflation, with a 95% chance that my money will last at least 40 years. It is done via a computer model, that uses a variety of inputs and runs what is called a Monte Carlo simulation to determine predictable outcomes based upon the inputs. Change inputs, rerun the model, until you find inputs and outputs that work for you.

The thing is, I know how much income I want to start at (and I ain't going to try to live on $48K per year), what investment mix I need to attain it, the number of years it will take to get there, and how to make it last 40 years (which is how long I expect to need it to last). When I get to my golden years, I know that they will be golden.

The point of all this being, no one here can provide you a reliable answer. You have to provide that for yourself. I have my answer, but it didn't come from an internet forum. It came from reliable sources using real information. I hope this isn't the place you are looking for your reliable answer.

Now if you are looking for interesting places to visit in your golden years, have at it.

I have always said

Live like no tomorrow but plan like there is..

2oldman wrote:
You're doing great... sounds like you've done well and laid out the finances to perfection.

Wisdom? Do all you can when you are both fully retired. Don't put things off. When you hit your 60s is when your health can be a big factor. Hopefully, it isn't right now.. Smoking? I hope not. Overweight? Get rid of that asap.

Looks like you have maybe 20 more years to RV. So do it while you can. I'm 82 and we still go pretty often.

WOW! We had better pull over & get out of your way.

Also headed to Nova Scotia & Newfoundland this year. We don't make reservations most of the time unless for a special event but I do some research so we are not traveling blind.

The problem with Maine & further north is that spring comes late. Maine CGs don't start opening till early May, & even then check first. Getting into NB & NS they open even later. Many open mid May to late May. Some are well into June before they open.

Check climate history records too so you know what to expect.

Leaving FL late April you should be OK. We leave home, Bermuda, early April for the Chesapeake Bay area where our rig is stored but we will be almost 3 weeks kicking around there enjoying some boatyard hospitality & doing the annual major truck & trailer service, waxing etc. before making a slow passage north aiming for Calais, ME around 2nd week of May.

Enjoy the ride. 3rd time in the area for us but the first 2 trips were fall trips where we had CGs closing behind us.

Oh, forgot one very important thing. The CDN$ is very low right now. We bought CDN$ today @ .65USD$ Is it going lower? Don't know. Will it rebound? Don't know that either. Many places like cash, especially if a discount is offered so you might think about buying some CDN$ sooner rather than later.

You are a lot better off than we will ever be so good luck and enjoy. As for your travels, don't rush it. There are lots of things to see and do with a lot of miles to cover in 6 weeks so think about making it multiple trips so you don't miss out on anything. You don't want your memory of the trip being set up and take down of the trailer...

Sounds like you got it together.
I have been retired for 8 months now and love it.
My only regret is I didn't retire earlier. I could have retired at age 51 with retirement from my job, but thought I could not afford to so I waited till I was 62.
While extra income by waiting is nice I missed 11 years of retirement. Usually we learn to adapt to the income we have and I would have done that also. If I had known how great retirement is I would have done it 11 years ago. I would say make sure everything is paid for and have some saving in case of emergency. Every day is the weekend, enjoy!

If you are going to be moving a lot........ You might want to put clear plexigas strips, about 3 inches high in your cabinets so stuff won't fall out when you open the cabinet door. You do not need to put them in permanently...... Just bend them and slip them in. Those are especially great in bathroom medicine cabinets.
Wishing you great luck and lots of fun, whether part time RVing or long time. We been full time for a few years and love it.