Ready to Live on the Road and Excited

Donna Jean wrote:
My husband and I are planning to retire in the spring, sell our house and buy a used 40+ Class A and live it in for at least 6 months or maybe longer . . . We live in MI now . . .

Donna Jean wrote:
We have a lot of equity in our house and he will fully retire when he turns 63 in May.

As mentioned previously, health insurance will be very important while on the road . . . and it sounds like both of you won't be on Medicare, so you'll have to get individual health insurance for both of you, right?

If you have health insurance through your employer, then I believe you can continue that same insurance through COBRA for 18 months. That's what we did when we started full timing in 2013. I was 63 too.

After that?

If you haven't paid for the full cost of your health insurance, prepare for sticker shock. Our pre-Obamacare COBRA plan (a BCBS PPO) cost about $1,000/month for my wife and I.

I went on Medicare in 2016, but my wife signed up for an AZ Obamacare plan for $1150/month -- just for her. Now she's also on Medicare.

For full timers, you want a "portable" health plan . . . one that operates (and costs) equally in every state.

Some more info from my blog: 2020 ACA Health Care Options for full timers.