Roof Hail Damage - Truth or Fiction
We had some light hail damage to our 5er this spring but no roof leaks or visible damage that I could see. I know I may not know what to look for but the roof looks pretty good in my estimation. A...
Forum Discussion
Many insurance companies will want an estimate of cost now, and then if you decide to wait for the repair and the cost to repair goes up because of parts price increases, or labor cost increases, you may be told you have to pay the difference in cost from the original estimate to what it is now going to cost. If you ask for a cash settlement and put it in the bank it will still be a claim on your record, however because it's hail damage and not a collision claim, it will not affect your rates. I would take the money and put it in the bank. You never know -- for some other reason you could decide to get a different rig next year. You then trade in current and use the cash in the bank towards new/different rig.
