RV Financing / Zero Down Options?

Is a home equity line of credit an option for you? It has worked out beautifully for us several times for different "projects" over the years. I opened a HELOC in 2003 to purchase a new furnace for our home. It has a 20-year term. We paid off the furnace in a couple of years, then a few years later used the same HELOC for a car. Paid that off quickly, and used it for a big replacement window for the house. Now we're paying off our RV with it. Since it has a 20-year term it is still available to us until 2023. The required monthly payments are very, very low. Ordinarily we pay way more than the required minimum because we are aggressive about paying it off, but if a month comes along where we need more cash for something else we can make a minimum payment.

-Speak