RV Financing / Zero Down Options?

Walaby wrote:
In my opinion, it's not up to us how someone else spends their money. The advice about going to a credit union is great advice. As NYCGrrl said, how one spends their discretionary income, is totally up to them.

Mike

^^^^^^^^^^^^^^^^THIS ! ! ! ! ^^^^^^^^^^^^

The OP was asking a specific question, and should get specific answers relative to said question. Going off on a tangent doesn't answer the question or provide a service to the OP.

I agree with checking Credit Unions. I also would suggest, as some others did, Essex AKA Bank of the West. OP could actually probably go in to a Bank of the West if one is nearby and talk directly with them. I have my loan with them, and they've been good to work with.

Now, I'm going to go slightly off on a tangent, but it's to address a point specifically brought up by the OP.

One thing for the OP. You mentioned excellent credit at 750+. Make sure you're looking at the correct FICO score, and always ask whomever you decide to use for financing, what report and version of FICO that they use. Most consumers get the FICO 8 bank rate score, such as from Discover, Bank of America, CitiBank, etc. This score tends to be higher than other scores, notably FICO 4, which is frequently used for auto loans and mortgages. There can be large discrepancies. If you haven't already, get all of the FICO scores from their website, and look at the secondary scores that are available. Going in to the financial game with all the tools you can muster, puts you at the advantage.