I hate Bank of the West. BUT!!! They give very good low interest RV loans. If I finance an RV I get the loan through them. They will usually beat everyone else including credit unions. One of their big problems is their computer system is antiquated. They also have to be reminded that you can make large principle payments. It confuses them. They accout it as multile payments instead. You need to guide them and get it properly accounted for. They do comply. Squeaky wheeel gets the oil. Check out different offices. Depending on area some offices offer better interest rates. Bank of the West in AZ gave better rate than the one in Cody, WY. JMHO.