RV insurance

You might want to try Blue Sky RV Insurance.

Boy, Flo will not be happy with those numbers.

Whenever I get something new I call my agent and she finds a policy/company for me with the coverage I need at a good cost.

Are all these companies quoting on the same things/amounts? I have only heard o2.

What kind of coverage are you getting quotes for?

We were with National Interstate for 7 yrs.
FULL Timers policy (just like homeowners) on our 5th wheel PLUS contents/custom equipment/replacement/medical/accidents etc. and coverage on our truck....total for both policies was roughly $1600/yr.
Really good company/customer service and no hassles with claims/repairs.

Remember when getting quotes pricing should be for same coverages and your age, driving record, location, credit history, vehicle type will be part of the equation.

Haven't heard of RV America. All the others YES including BlueSky.

richarfg wrote:
You might want to try Blue Sky RV Insurance.

According to everything I read Bluesky has been raising their rates to almost double.
The guy I'm buying the coach has Bluesky and he said they just raised him $900.

GaryWT wrote:
Boy, Flo will not be happy with those numbers.

Whenever I get something new I call my agent and she finds a policy/company for me with the coverage I need at a good cost.

Are all these companies quoting on the same things/amounts? I have only heard o2.

not RV America, Allied
yes same quotes except Allied quote does not cover awnings.
I'm not fulltime.
The quote is for 30-150 day usage 100/300/50 coverage

What type of RV?

I just added my 2000 TT on my Farmers account for $20/mo .. Covers theft of trailer, theft of items inside my trailer, and vandalism. Accident damage is already covered by my primary policy.

Wishbone motor homes are way more. I went from 8$ for a travel trailer to 58 a month on class a

don't want to take this off topic but.
Wishbone51 said:
"just added my 2000 TT on my Farmers account for $20/mo .. Covers theft of trailer, theft of items inside my trailer, and vandalism. Accident damage is already covered by my primary policy"

When you say "primary policy" are you referring to your vehicle auto policy?
Check, double check and double check again. I just went through this with my
auto ins company, I was given the impression that my auto plicy covered my TT while it is hitched up (I have a separate policy when unhooked).

Well............... I had a little mishap while towing and the TT was NOT covered by the auto ins policy. I was really mad with the ins company as I had asked this question several times over the past 20 years of TT ownership.

Having said that - they did eventually send me a check for the damage with an apology for the misunderstanding.I now have a separate TT policy which covers the TT for $150/year

Gerry

When we started as full timers there were only a handful of companies that had true "full timers" RV insurance policies. Progressive was one of the cheapest and had the best coverage. The last yearly premium we paid was just over $1,000.

I don't know if it makes a difference or not, we always deal with Progressive on-line and never go through an agent.

We just called them for an estimate for switching from our full time policy to a regular RV policy and they quoted us a little under $800 per year.

Maybe your RV is valued a lot more than mine?

I am insured with AARP through The Hartford. My MH, Subaru sedan and Ranger pickup cost me under $1900/year.