Already have ‘good’ ‘conventional’ insurance that covers based on current value of similar units of same age. Basically treats RVs like cars. Available from all major companies, all of which can be reasonably researched for customer satisfaction (yes, can find good and bad for all, but trends tend to be evident). Am interested in any experience with policies that advertise to treat RVs very differently, none of which are offered by the ‘well known’ insurance brands, and all of which have a very small number of users compared to what is ‘conventional’ - and therefore hard to research. So yes, I am interested in any actual experience with needing to use such policies (including ‘agreed value’ policies- do you have actual experience with one?)