We have a 2012 Cameo F37RSQ (valued at $75k) and have it insured with State Farm (who also has our home and auto insurance business). The policy was $833 this year. We store the RV in the winter in ...
You only have comp and collision since the liability lies on your tow vehicle. I have only heard of a very expensive rv being that much. Never a fifth wheel.
I would definitely check rates. it would be worth it to keep comprehensive on it for the six months in storage in case of fire, theft, etc, but not at those rates!
Check with Liberty Mutual. They have good rates, at least in Arizona
Good luck
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