RV Travel Insurance ??

Crowe wrote:
"RV Travel Insurance"....sounds like a sucker move.

No, it isn't. While I agree if at all possible book a campground that has a liberal cancellation policy that's not always an option.

To answer you question: If you get ill then any insurance policy should cover it. Some are now covering for COVID related closures, bans, etc. I would check with Allianz about a policy. There are varying options at varying rates.

The amount of a policy could be well less than penalties for multiple cancellations. The peace of mind can be well worth it. Remember these policies cover you from the time you purchase the policy through the entire vacation. Don't let the naysayers discourage you from at least looking into it. Your money, your decision, not subject to the scorn or comment of others.

Fact is winners do not keep the casino lights on. You want to bet your trip gets messed up, want them to bet it don't. If the companies did not expect to win they would not offer the policy.

"RV Travel Insurance"....sounds like a sucker move.

No, it isn't. While I agree if at all possible book a campground that has a liberal cancellation policy that's not always an option.

To answer you question: If you get ill then any insurance policy should cover it. Some are now covering for COVID related closures, bans, etc. I would check with Allianz about a policy. There are varying options at varying rates.

The amount of a policy could be well less than penalties for multiple cancellations. The peace of mind can be well worth it. Remember these policies cover you from the time you purchase the policy through the entire vacation. Don't let the naysayers discourage you from at least looking into it. Your money, your decision, not subject to the scorn or comment of others.

valhalla360 wrote:
PS: Michigan campgrounds start shutting down mid October, so make sure they will even be open. On the positive side, running without reservations is much more viable, particularly on weekdays since kids are mostly back in school.

That might work if you don’t need a camping site on a weekend - yes, even in October in Michigan.

ktmrfs wrote:
at least the oregon state campground reserved sites cam be cancelled up to the day of arrival with refund of the site cost. no refund on reservation fee. And in the past it was the same for sites reserved through the federal campground website.

Oregon State Parks

"Campsite, rustic or deluxe yurt, rustic or deluxe cabin, tepee, horse camp or boat moorage: If you cancel within 3 calendar days of your arrival date, OPRD retains your reservation fee, transaction fee (if any) and first night’s use fee."

Cancel reservation

National Park Campgrounds

"Late Cancellations or Cancellations within the Cut-off Window
Individual Campsites: A customer who cancels a reservation the day before or on the day of arrival will pay a $10.00 service fee AND forfeit the first night's use fee (not to exceed the total paid for the original reservation). Cancellations for a one-night reservation will forfeit the entire amount paid and will not be subject to an additional service fee."

Rules & Reservation Policies

at least the oregon state campground reserved sites cam be cancelled up to the day of arrival with refund of the site cost. no refund on reservation fee. And in the past it was the same for sites reserved through the federal campground website.

I wouldn't know about insurance that covers covid related cancellations, I do know if you are vaccinated and follow CDC protocols you should not have any issues catching or spreading virus. My DW and all 3 DDs are nurses and had no issues dealing with the hundreds of covid patients they cared for thus far. Our state for the most part closed down, but that didn't stop us from going to neighboring states of AZ and Texas on over a dozen occasions to continue to enjoy the RVing lifestyle.

The way I see it is if truckers transporting the goods we rely on, underpaid Walmart/grocery/fuel station/fast food employees, and of course health field workers have to go to work to keep this great country going, I will venture out as well following CDC protocols to keep us safe. Traveled over 1K miles last summer when pandemic was roaring through most states to purchase our current RV, thankfully TX state parks were open and we were able to enjoy our new rig on our way back home.

"RV Travel Insurance"....sounds like a sucker move.
You're camping, not in the south and not in the summer. Make reservations as you go if it's worrisome.
The reason you can insure "anything and everything" is because there are enough people gullible enough to insure "anything and everything."

JMO

Try to avoid non-refundable reservations is your best bet.

My wife is a travel agent and in the normal travel insurance world, they have been calling out covid related as not covered on newly issued policies.

PS: Michigan campgrounds start shutting down mid October, so make sure they will even be open. On the positive side, running without reservations is much more viable, particularly on weekdays since kids are mostly back in school.