Old-Biscuit wrote:
derh20 wrote:
The best solution to your problem is to put a "Credit Freeze" on with all 3 credit reporting agencies. that would prevent anyone from trying to get credit with your stolen information. Of course you could not get credit either. You would have to cancel the credit freeze with each agency for a given period of time. there may be a cost, depending on the state you live in. this can be done quickly and easily on the web. Just a suggestion.
$10 per person per agency ($30/each)
And then $10 fee for temporary or permanent lift.
Temporary can be short term (just while you handle transaction) or specific time period.
Used the 'freeze' for all the yrs. we traveled
I'm in warm So. CA (going up to 80 on Monday) but I'm frozen!..:B
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FYI - the freeze applies *only* to you - the person whose credit is "frozen".
You have to do a separate freeze for your spouse.
If you are making a major purchase on credit (ex: financing a car), you can save a few bucks by asking which one of the credit agencies they use - and only thaw that one.
And......remember when some retailer offers you a hot deal to apply for their credit card right then and there to politely decline, as it won't fly..;)
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