Forum Discussion

peholden's avatar
peholden
Explorer
Oct 26, 2015

Should I submit an insurance claim

I did some minor cosmetic damage to my 5th wheel when I hit a parking lot post. I immediately called my National General agent and opened a claim. They haven't sent an adjuster yet. But now as I look at it I'm thinking I can fix it myself.

Now I'm thinking perhaps it would be better to tell them "nevermind" since I really don't want to get dropped right before my next trip. What do you folks think? Oh, I got this policy through Good Sam.

Thanks, Pete
Seeking Advice
  • leeper's avatar
    leeper
    Explorer
    Oct 26, 2015
    Too late to change your claim now. Once you called ,it is on record!
  • JiminDenver's avatar
    JiminDenver
    Explorer II
    Oct 26, 2015
    If you call my State Farm agent, it is the same as a claim. It's not the fact that you made a claim or not, it's that you had a issue.
  • carpetguy2's avatar
    carpetguy2
    Explorer
    Oct 26, 2015
    I know my state farm insurance if I file a claim and It would be held against me if the agent come out to see it.My house roof had issues from hail .Not enough for my deductible.
    Agent said cancel before the adjustors gets there so i wont have a mark on my insurance.
  • downtheroad's avatar
    downtheroad
    Explorer
    Oct 26, 2015
    Doubt they would "drop" you for, as you say, "a minor cosmetic claim."
    What is your deductible?

    I have normally fixed "minor" stuff myself. But, I enjoy projects.

    How about posting a picture of the damage.

About RV Tips & Tricks

Looking for advice before your next adventure? Look no further.25,103 PostsLatest Activity: Jan 21, 2025