Blutoyz wrote:
It doesn't seem that hard to call a bank and verify funds for a large bank check or even meet at the bank to do the transaction.
NEVER just call the bank and verify a cashier's check. A common scam is for the scammer to get a legitimate cashier's check and forge a duplicate replacing the payee's name with the name of the seller. Seller calls the bank, gives them the check number and other pertinent information and the bank tells them the check is good. Then seller accepts the fake check and the real check is routed to an account owned by the scammer or just cashed by them. Cash is king in a small dollar transaction (tell the buyer no hundreds if you are really paranoid because they account for about 99% of all counterfeit bills). For transactions over a few thousand, wire transfer is best with the transaction being completed at the bank, since they know how to secure a financial transaction.
