Social Security question/ help please if you know

You should be getting the statements from the Govt showing what you'll get at say, 62, 65, etc. Most important thing is not to retire without health insurance. Medicare kicks in at 65 so if you retire at 62 without coverage, you could be taking a big chance or must have the means to pay for coverage until Medicare is available. The two most important things when you retire; having a place to live that's paid for and health insurance.

Good luck in your decision.