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path1's avatar
path1
Explorer
Sep 24, 2014

Social Security question/ help please if you know

I’ve been reading articles when I see them about drawing social security early and 99.9% say drawing early is not recommended and a bad decision. The people that write these articles I bet have mor...
RV Lifestyle
toedtoes's avatar
toedtoes
Explorer III
Sep 26, 2014
Steve B. wrote:
If I wind up living way into my eighties, I guess I'll hit the break even point. If I don't , I will have enjoyed myself while I can.


If you take early retirement, your total take home is more than if you wait until max retirement UNTIL you reach the break even point. So, if you don't live til the break even point, you're better off taking early. The max is only better if you live past the break even point.

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