Social Security Supplements
If you enroll in a SS Supplement that is included in your regular SS payments, how do you work out of area doctors and other things?
Forum Discussion
docj explained it right....
We have Medicare and then added a PPO supplement. This means that wherever we travel we can choose any doctor or hospital we want. We don't have a co-pay and all our bills have been totally covered. This also includes surgeries we've had. We pay for our PPO supplement separately. Think of it as an additional insurance policy.
Also, we don't have dental or prescription insurance. That would be another extra. Our teeth are good with only a cleaning every 6m and we get generic prescriptions cheaply through WalMart. It's cheaper for us than paying the additional insurance fee.
Everyone has different needs and there are many different options out there. It is definitely very confusing, not only for new folks like you but even for us who've been on Medicare for a while. You just have to wade through it. I'm afraid things will change even more in the coming months. Good luck!
We have Medicare and then added a PPO supplement. This means that wherever we travel we can choose any doctor or hospital we want. We don't have a co-pay and all our bills have been totally covered. This also includes surgeries we've had. We pay for our PPO supplement separately. Think of it as an additional insurance policy.
Also, we don't have dental or prescription insurance. That would be another extra. Our teeth are good with only a cleaning every 6m and we get generic prescriptions cheaply through WalMart. It's cheaper for us than paying the additional insurance fee.
Everyone has different needs and there are many different options out there. It is definitely very confusing, not only for new folks like you but even for us who've been on Medicare for a while. You just have to wade through it. I'm afraid things will change even more in the coming months. Good luck!
