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Rmack1's avatar
Rmack1
Explorer
Apr 26, 2016

Storage yard damage

I went to inspect my TT today and charge the batteries and do some other maintenance tasks and discovered that someone had hit my left front edge and bent a small section of the trim out, exposing a little of the inside insulation.

It was obviously someone pulling out of the space next to me because the trim was bent out and forward. The storage yard is going to review the video from the area and get back to me. At least they say.

They informed me that they do not have any insurance, which is why they require all tenants to have their own. I have Good Sam.

Of course I'm hoping they find out who did this, and then we can get their insurance to pay for the repairs, but I'm new at this. Does anyone have any advice for this situation? I'm going to take photos, of course, but should I do anything else?
  • Spot next to mine is used by a boat rental company. I'm just waiting for my turn to get hit by one of the rental jockies. I feel your pain.
  • Rmack1 wrote:
    ...........

    One thing that the attendant said when I reported it this afternoon was that since I'd never seen anyone there when I came in to work on my RV, it's probably someone with a 'commercial vehicle' that takes it out every day, whatever that means.

    The stall next to mine is used by the local power company. Some days there is a truck and cable reel trailer there. Some days the truck is gone. Some days both are gone.
  • BB_TX wrote:
    You probably signed a rental contract with a clause that they were not responsible for any damages incurred on their property. Threatening to sue will probably go no where. Hopefully they will have video of the occurrence and get some cooperation from the other party. Or if the other rig returns and you can match up marks on theirs to the marks on yours.


    I think I did, and I did think of the marks thing.

    Yours is a very provocative post, and after thinking about this, I'm going to call the yard, and tell them to keep it mum until I can take pictures.

    One thing that the attendant said when I reported it this afternoon was that since I'd never seen anyone there when I came in to work on my RV, it's probably someone with a 'commercial vehicle' that takes it out every day, whatever that means.
  • You probably signed a rental contract with a clause that they were not responsible for any damages incurred on their property. Threatening to sue will probably go no where. Hopefully they will have video of the occurrence and get some cooperation from the other party. Or if the other rig returns and you can match up marks on theirs to the marks on yours.
  • 3oaks wrote:
    1. Notify the owner or manager of the storage facility.

    2. Contact the police, if nothing else, to have a damage report on file.

    3. Contact your insurance carrier, give them a copy of the report and let them handle it from there.


    Thank you.
  • djgarcia wrote:
    Inform the owners of the storage lot that:
    1. They need to contact the person in the site next to yours to inform them of the circumstances/event/damage to your rig. Ask to them come in pay for the damages to your rig.
    2. if you get no cooperation, them inform them you will call the police who will go out to where their RV is located and you will file charges and that the police will come out to talk with the owners.
    3. Inform the owners that bottom line, they are financially responsible rathe or not they have insurance. You will take them to court to get a judgement to pay for your loss.
    4. Call your insurance co. to have an adjuster to do an appraisal of the damage. Present copies of the appraisal to the Storage owners and to the party responsible for the damage. Let them figure out who is going to pay for your loss.


    Thank you, that sounds like good advice.
  • camp-n-family wrote:
    Can the yard owner not find who was rented the spot next to you? The lot where I park doesn't have designated spots but the owner has records of all TTs and owners stored there. Should be able to find matching damage on one of those trailers if it returns to the lot or track down ones no longer there.




    They have designated spots, CCTV, a gate code log, the whole deal. They should be able to find out who did this, and provide video confirmation. I've just never had to do something like this. I suspect I will have to, if I don't want to pay the $500 deductible on my own insurance.



    camp-n-family wrote:
    Either way, damage that occurs on private property will likely have to be covered by your own insurance company regardless of who is at fault. My wife got backed into while parked in a grocery store parking lot. The other person was at fault but it was still my insurance that had to cover because it happened on private property.


    What? I can't believe that.
  • 1. Notify the owner or manager of the storage facility.

    2. Contact the police, if nothing else, to have a damage report on file.

    3. Contact your insurance carrier, give them a copy of the report and let them handle it from there.
  • Inform the owners of the storage lot that:
    1. They need to contact the person in the site next to yours to inform them of the circumstances/event/damage to your rig. Ask to them come in pay for the damages to your rig.
    2. if you get no cooperation, them inform them you will call the police who will go out to where their RV is located and you will file charges and that the police will come out to talk with the owners.
    3. Inform the owners that bottom line, they are financially responsible rathe or not they have insurance. You will take them to court to get a judgement to pay for your loss.
    4. Call your insurance co. to have an adjuster to do an appraisal of the damage. Present copies of the appraisal to the Storage owners and to the party responsible for the damage. Let them figure out who is going to pay for your loss.
  • Can the yard owner not find who was rented the spot next to you? The lot where I park doesn't have designated spots but the owner has records of all TTs and owners stored there. Should be able to find matching damage on one of those trailers if it returns to the lot or track down ones no longer there.

    Either way, damage that occurs on private property will likely have to be covered by your own insurance company regardless of who is at fault. My wife got backed into while parked in a grocery store parking lot. The other person was at fault but it was still my insurance that had to cover because it happened on private property.

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