Forum Discussion
mowermech
Oct 12, 2013Explorer
"Depends on what side of the bed the LEO go up on sometimes."
I don't think so. Some things are covered under Reciprocity Agreements, some are not. The usual things that are covered are Insurance (what YOUR state requires is usually good in ALL states); Registration (the license plate requirements in YOUR state are good in ALL states); and Driver Licensing (the driver license issued by YOUR state is good in ALL states).
EQUIPMENT requirements (braking performance, towing two trailers, having fender flares that cover wide tires, etc.) are NOT usually covered by Reciprocity Agreements.
It is worthy of note that the Braking Performance requirements that states like Montana and California have are in the Federal Motor Vehicle Safety Standards (FMVSS), and therefore apply to all states!
"Call you insurance company they DO know the laws and more importantly what laws you broke so they don't have to pay out."
So, then, what you are saying is that if you break any law and have an accident, your insurance will deny coverage.
So, if you are speeding through town, miss a turn, and bash into somebody's living room, your liability insurance won't pay to fix the house?
I would like to see that in the policy language.
I don't think so. Some things are covered under Reciprocity Agreements, some are not. The usual things that are covered are Insurance (what YOUR state requires is usually good in ALL states); Registration (the license plate requirements in YOUR state are good in ALL states); and Driver Licensing (the driver license issued by YOUR state is good in ALL states).
EQUIPMENT requirements (braking performance, towing two trailers, having fender flares that cover wide tires, etc.) are NOT usually covered by Reciprocity Agreements.
It is worthy of note that the Braking Performance requirements that states like Montana and California have are in the Federal Motor Vehicle Safety Standards (FMVSS), and therefore apply to all states!
"Call you insurance company they DO know the laws and more importantly what laws you broke so they don't have to pay out."
So, then, what you are saying is that if you break any law and have an accident, your insurance will deny coverage.
So, if you are speeding through town, miss a turn, and bash into somebody's living room, your liability insurance won't pay to fix the house?
I would like to see that in the policy language.
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