Forum Discussion
SolidAxleDurang
Oct 12, 2013Explorer II
I love when people bring "insurance won't cover it!" Into the conversation.... Those people are very gullible. OR they don't have enough sense to ask probing questions to get to the true story.
If an insurance company didn't have to pay out a claim if the negligent party was breaking a law, then liability insurance would not exist. Period.
In EVERY accident, someone breaks the law. Further, there is no such thing as an "accident" in the general terms in which that phrase is used. Instead, that person who caused the wreck should be deemed, "unintentionally acting in an unlawful and negligent manner".
Chew on that for a while.
If an insurance company didn't have to pay out a claim if the negligent party was breaking a law, then liability insurance would not exist. Period.
In EVERY accident, someone breaks the law. Further, there is no such thing as an "accident" in the general terms in which that phrase is used. Instead, that person who caused the wreck should be deemed, "unintentionally acting in an unlawful and negligent manner".
Chew on that for a while.
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