The "three"happiest days...
Now we all know that Rving and recreational boating share much in common and we have all heard that the two happiest days {in either} are the day you buy and the day you sell.
If I may be so bold I submit there is a third, eqully joyous day...
The day you pay the damned thing off... and yes, for us today is that day. We bought our 2012 Neus Phantom 23P used on July 31st 2013 at LaMesa RV here in Tucson. It had just 6,205 miles on it and we paid $47,600 but saved $600 in sales tax by doing a trade. We traded our Fleetwood 22' TT {getting a reasonable $8,000 for it... after a little "negotiating"} added in $10K that I got from selling our F-150 SCab {I still miss that truck}.
The whole deal with taxes, junk fees and registraion came to something a bit north of $51K which we financed for 15 years at 4.99 percent generating payments of $268.46. The method to my madness was to have the ability to reuce the principle often but at my convenience as month to month finances permitted and I set a goal of paying it off i n 7.5 years but managed to pull it off in exactly 6. By so doing I saved $8,118 in interest not paid, a tidy sum to be sure.
Last months payment brought the principle down to just under $800 so I called B of A this morning and zeroed it out...I am done!
As we look back on 6 fabulous, trouble fee years of more than 50,000 miles across this incredible country we can only imagine what adventures lie ahead.
This was taken at MCArthur- Burney Falls in Northern California {near Lassen} on 9/13/13:
Woo hoo!
:B
If I may be so bold I submit there is a third, eqully joyous day...
The day you pay the damned thing off... and yes, for us today is that day. We bought our 2012 Neus Phantom 23P used on July 31st 2013 at LaMesa RV here in Tucson. It had just 6,205 miles on it and we paid $47,600 but saved $600 in sales tax by doing a trade. We traded our Fleetwood 22' TT {getting a reasonable $8,000 for it... after a little "negotiating"} added in $10K that I got from selling our F-150 SCab {I still miss that truck}.
The whole deal with taxes, junk fees and registraion came to something a bit north of $51K which we financed for 15 years at 4.99 percent generating payments of $268.46. The method to my madness was to have the ability to reuce the principle often but at my convenience as month to month finances permitted and I set a goal of paying it off i n 7.5 years but managed to pull it off in exactly 6. By so doing I saved $8,118 in interest not paid, a tidy sum to be sure.
Last months payment brought the principle down to just under $800 so I called B of A this morning and zeroed it out...I am done!
As we look back on 6 fabulous, trouble fee years of more than 50,000 miles across this incredible country we can only imagine what adventures lie ahead.
This was taken at MCArthur- Burney Falls in Northern California {near Lassen} on 9/13/13:
Woo hoo!
:B
