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Goldfinch281's avatar
Goldfinch281
Explorer
Nov 30, 2016

Totaled my fifth wheel, how to work with insurance adjuster

Hello,

My husband and I were in a head on collision in Colorado that totaled both truck and fifth wheel. The other driver was at fault. I am now dealing with the insurance adjuster from National General Insurance, who says he cannot use comparables that were older than my rig (2015), and can only use comparables of the same age or newer. Does anyone know if this is true or common? When negotiating for the truck there was no such limitation.

Thanks in advance

Lee
Seeking Advice

43 Replies

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  • Goldfinch281's avatar
    Goldfinch281
    Explorer
    Nov 30, 2016
    Because it is hard to find a used rig like mine that is 2015 or 2016 and the older comps I've found are for sale at higher than what he is offering.
  • cmeade's avatar
    cmeade
    Explorer
    Nov 30, 2016
    Sounds true as you wrote it. Why would you want them to use a comparable from 2013 for your 2015????? I think you might be wording it incorrectly?
  • mike-s's avatar
    mike-s
    Explorer
    Nov 30, 2016
    Why would you argue? An older "comp" would be worth less. Let him compare to a new(er) rig. Regardless, insurance should "make you whole," so if they offer less than what you can find an equivalent for, ask them where they found one at that price - then buy it.

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