Yes I'm sure we aren't alone. It took me a long time thinking about this to even venture to discus it. None like to find themselves in this position. I'm glad I did though because a few folks had some good ideas and shared. I have days when I get frustrated and say the heck with it let them come and get it. Then sanity prevails and I know I can't do that. So I'm gonna take a few of the suggestions and see where it takes us. Extra on principal when I can and see what happens. I appreciate the encouraging words. Thanks