CavemanCharlie wrote:
MN also has a law requiring you to pay for Uninsured / Underisured insurance. It only cost me about 20 bucks a year to have that on my vehicles.
I have a fiend who is a woman that was driving her boyfriends truck. They were young and to keep expenses low the truck was in his dads name and his dad had the insurance on it. A few days before she was driving the boyfriend had gotten into a argument with his dad and without his knowledge his dad had dropped the insurance. She got pulled over and got a ticket for driving without insurance. On her boyfriends truck, that he didn't know was uninsured. The reason I tell this story is just to let you all know that sometimes things can go wrong beyond your control.
UM for my motorcycle is more than half the premium cost.