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winnietrey's avatar
winnietrey
Explorer
Jan 19, 2018

uninsured moterist rant

DD's car was creamed by an uninsured driver. Good news she was not hurt.
Bad news, other driver had no insurance. So end of the day, will end up costing the DD about 500 bucks. Thing is she is a single MOM works hard.

In my opinion I see very little difference between this an a robbery, on the part of the uninsured driver. That driver will never pay a dime, and just skate

Yep, I know all about small claims court, and also letting the INS co trying to collect. Other two DD's are attorneys. Thing is you can take them to small claims win, but the court will not enforce the judgment. So in real terms it is meaningless

End of the day this is not an end of the world thing, and putting in prospective is a very small deal But still kind of PO's me

95 Replies

  • 500 bucks is a lot less than my deductible. I'm at twice that. Uninsured / underinsured have varying deductibles. 500 isn't bad today.
  • Glad your DD wasn't hurt. Hopefully she has something to drive while her car is being fixed.I agree small claims court isn't hardly worth the trouble. Hope they lose their license.
  • You are 100 percent right. We just don't demand people be accountable.
    I have a SIL that drives all over without ins. Just PO's me everytime I think of it.
    Seems like at some point we'll run out of the few responsible people (us) that end up paying for all this krap.
  • Been there, my insurance company went after the driver in court and apparently succeeded because they refunded my deductible about nine months later.

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