I am very hesitant to finance a toy. To me, an RV is a toy. It isn't a necessity. That being said, we have been chasing the leak goblin in my current camper (bought used and paid cash) and don't know how much longer it will be able to provide us a safe and healthy vacation alternative.
We have a 20 month old and second one due in December. We want to continue to RV with our kids throughout their childhoods. It is a fun experience for them. I am willing (although very nervous) to get a loan to replace our inadequate trailer. I can replace lost money, I cannot replace their lost childhood.
