Ideally everyone would be able to go through life and pay cash for everything. Unfortunately for most people that is simply not realistic. That does not necessarily make them fiscally irresponsible. There might be a problem if they are financing boats, motorcycles, 4-wheelers, etc. etc. all at the same time but any one of those may well be manageable.
What I find interesting in discussions such as this is how many people would rather finance a car than an RV. In many cases the interest on an RV loan can be deducted as a second home. Can't do that with a car loan. If a person is going to pay cash for one and finance the other then it would only be logical to finance the RV.
