Financing various purchases, is sort of like beer/alcohol.
There are some, that can have one or two drinks now and then and enjoy it, and have fun without it taking over their life and destroying it. There is nothing wrong with folks like that enjoying a drink or two now and then.
Then, there are those that can't control themselves with it (alcohol), and one drink leads them to another then another, until they over-indulge and really bad things happen. For those folks, they are better off avoiding alcohol completely (alcoholics).
Same basic thing with credit/financing - There are those of us that use financing wisely as a tool, within limits, and it allows us to enjoy things we never could otherwise. There is nothing 'financially irresponsible' with this, as long as its done wisely. Regardless what some 'elitist' folks would have you believe.
Then, there are those that are the equivalent of financing 'alcoholics' that can't control themselves, and will get themselves deeper and deeper in debt, until it causes major problems. Those folks, like the ones that can't keep themselves from over-indulging in alcohol, should not finance hardly anything.
Anyway, back to the original subject: Good information to know, on working with RVDirect. When we bought our MH, we looked at them, but were not impressed. My biggest issue with them was the fact that you had to pay for the RV 100%, all registration, papers done, RV completely owned by you, before you could even SEE it (unless you were fortunate enough to live close to their location, and could look at and purchase a unit in stock). We ended up purchasing from a local dealer, who came pretty close to what RVDirect was offering, anyway.
