Geez, the thread-jack is in full swing on this one. I think that if the dealership doesn't/can't divulge the purchase invoice to an outside lender it's because they know it's artificially inflated or they want dissuade you from going elsewhere so they can to lock you in to their in house financing so they can get the referral kick back. Either way it sounds like a sales tactic to me and it's a matter of money to them so I'd just go find the best deal I could somewhere else. I just had two dealer's banks give me inflated rates. how do I know this? Because two others did not. Of course I went with the lower rate. These guys know that s o m e o n e will fall for their "numbers" it's all about the time they have to wait on those people who don't have the time to shop around.
