Forum Discussion
pennysmom09
Jul 28, 2017Explorer
TucsonJim wrote:
Dispute the charge on your credit card. It's one of the benefits of paying with plastic. You did not receive the goods or services you contracted for. Even if this was based on your own decision, they should not be able to retrieve the funds if you dispute it with your credit card company.
Jim
This is partially true. Credit charges go through immediately, so by disputing the charge the card holding company informs the creditor of a dispute. If the creditor relents you can get a refund. IOW, charges are not held back, you just have a better chance of getting a refund when you use a credit card.
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