toedtoes wrote:
I use my ATM card far more than any other card. I had one instance where the ATM card number got stolen (not the card). Because I had overdraft protection on my checking account, the thief got all my checking account money and 1/2 of my savings account before the credit union locked the account. Two weeks later, I had ALL my money back.
That's why I don't use them- I don't want to hassle for those 2 weeks. I use the credit card for everything, pay it via online banking every month, and get a couple of points back in cash. I get a couple of weeks float (not that .01% is anything to worry over :))
