fj12ryder wrote:
Yeah, but they don't quit overcharging you for your purchases if they keep the points, so you might as well make the best of a bad situation and get your points. Ours adds up to several hundred dollars a year. The prices are no different if I use a debit card so why not get what you can out of it. The money feels better in my pocket than theirs. :)
The overcharging isn't the retailer in this case (different subject), but rather the credit card company. Their interest rates, penalty fees, etc. are ridiculous these days. And while I can pay off my card each and every month thereby denying them my money, they overcharge others with those high interest rates, unrealistic penalties, etc. in order to compensate what they don't make off of me. Why would I use a card that sticks it to my neighbor? I'd rather have the credit card company drop the interest rate for everyone and dump the points. But, I know that my opinion is not the majority opinion and isn't going to happen.
