Where do Ins Compaies get info?
Last month the renewal date came around for the insurance policy renewal for our Montana 5th Wheel and Dodge Ram that I use to pull it. The premium renewal rate was increased almost double from the premium rate last year and over the past few years.
When I called the Ins Company I was told that the rate increased for the reason that I had had a claim in 2015. I had no claim. I informed the Insurance Rep that their information was in error and I have had no claim of any kind in over 30 years.
The insurance rep insisted that they "had a record that I had filed a claim in 2015". When I asked for details and where they got info, she could not give me an answer, again, repeatedly, stating that they had "received information that I had filed a claim".
I then called three other insurance companies, to get a quote for insurance, informing each one why I was calling since I had been with State Farm for over 30 years. I informed each of the three that State Farm had raised my premium rate "for the reason of a claim in 2015" although I had never filed any claim.
All three companies agents checked and told me that they could find no record of any claim filed by me. I cancelled the State Farm Policy and purchased a new policy with National General Insurance, paying a lower premium than the original State Farm Policy and receiving even better coverage. I have no idea how State Farm got such erroneous information.
When I called the Ins Company I was told that the rate increased for the reason that I had had a claim in 2015. I had no claim. I informed the Insurance Rep that their information was in error and I have had no claim of any kind in over 30 years.
The insurance rep insisted that they "had a record that I had filed a claim in 2015". When I asked for details and where they got info, she could not give me an answer, again, repeatedly, stating that they had "received information that I had filed a claim".
I then called three other insurance companies, to get a quote for insurance, informing each one why I was calling since I had been with State Farm for over 30 years. I informed each of the three that State Farm had raised my premium rate "for the reason of a claim in 2015" although I had never filed any claim.
All three companies agents checked and told me that they could find no record of any claim filed by me. I cancelled the State Farm Policy and purchased a new policy with National General Insurance, paying a lower premium than the original State Farm Policy and receiving even better coverage. I have no idea how State Farm got such erroneous information.
