Where to Buy a truck without Binding Aributration

CavemanCharlie wrote:

1968mooney wrote:

down home wrote:
I had them cross it out and sign it. It is nasty piece of legislation, un American and illegal the way I read our Constitution. In the first case to a judge a nurse, in Alabama, fired because she wouldn't sign the clause, was told he agreed to the clause by just working there and had no standing to sue.
Simply put the Mandatory binding Arbitration eliminates Citizens right to eek redress, in the Courts. It says you can elect to got to Court but if either side decides they want arbitration instead, then you are bound to it. They have a list of arbitrators, Lawyers even Law clerks, you choose from, if they let you. These Arbitrators almost always side with the Companies. If they decide against a company they are removed from the list.
This was one part of the Visa Credit Card private Legislation. The other letting Banking and Lenders set up their own capricious and illegal Credit Bureaus and rating system. Don't have any debt you can't buy anything. Don't keep enough debt revolving, and your credit score is so low that you may not be able to buy anything, including your first home. Son paid for everything, had two savings accounts, two 401Ks and Roth, and money,in the bank. Couldn't buy a home. had to pay for a secured credit card he didn't want and buy and pay on it and was charged for the card in addition to the deposit amount and so on.
Talk about leaving a soured taste in your mouth. gone are the days when you walked into the bank and got a signature loan, for 90 days and maybe extended it for a year for a small amount to buy a car etc. Regulations by Fed, and virtually all Banks and Credit unions are Fed now.
Not much saving going on. They don't want to pay to use your money. They get money printed for them by our Treasury and charge it/us for it.They want us to borrow money from them or use plastic. They make money on every transaction with plastic and increase the cost of all goods and services by that much.

Sounds as if you need to move further "south". You hate our banks and economy so much, Mexico would be great for you. :S

I got to agree with Down Home on this one. Most of what he said anyway, maybe not all.

I am one that saves up money for things first and only buys what I can afford.

I bet my credit score is just horrible.

The only way to get it higher is to borrow a lot of money for things I don't need and can't afford.

Problem is; if I ever lost the job I have now it can be though to find another job with a bad credit score. And, the same way with renting a home or apartment. To rent you must have a good credit score. The only way to get a good score it to go into debt.

There is something wrong with this.

Had a friend some years ago that after graduating from high school borrowed money for everything. Things like clothes. After a few years he lost his job and declared bankruptcy. I said "why? " he said it was because he had to much credit card debt. So, in other words my tax dollars paid to bail him out because of his poor spending habits.

Within year he had credit card again and started the process all over.

He has declared bankruptcy like 3 times.

You guys have some peculiar rules down there,should consider moving to Canada..
I have bought houses couple times without having CC rented apartments without CC also..didnt even have steady job when buying one rental property..
Bought new car and truck only when I had enough cash saved..
Never had problems getting any warranty work taken care of by the dealer yet..

I get spam calls from my bank all the time trying to increase my CC limit ...I ask them why should I when I have enough cash to pay for anything? :)