Separate are better for mean time between failures. Trouble shooting is much easier, and failure of one part does not necessarily end a trip.
I agree at higher input voltages the pool of available inverters is small--and even smaller when you want high wattage coming out the 120 volt side. I was unable to find a quality 4000 watt 12 volt input inverter and so ended up with the Magnum at 3000 watts. Sometimes I wish I had gone to a 24 volt bank as then Magnum would have a useful unit.
However, I absolutely love the load support feature on the hybrid Magnum inverter charger. I've used every day for the last four weeks. Victron also offers that feature.
I did keep my OEM converter as some (but not all) GFI outlets don't "like" the Magnum.
When I tried double conversion using the PD converter with the Magnum, it blew the reverse polarity fuses on the converter as soon as I used a large load. However, that was with the ten year old flooded batteries.
I compromised by using just one outlet on the Magnum for heavy loads, and turning the converter off when I did so.