"If using IC I'll set incoming ac from generator so 100a will charge steady almost all the way to 100%, once it gets to 96-98% it will start dropin some current but not a lot"
It would be the same constant amps with a 100a PowerMax or any other converter or charger that does constant max rated amps. What you didn't report there is what charging rate that 100 amp is. To do that you need the capacity of your battery bank in AH.
With the charging rate you can then compare when Bulk ends in SOC with where it ought to, like that 1C gets you to 65% (or 60 in the other link)
What confuses me is the notion that you can pick your capacity by choosing your absorption voltage. A lower Vabs gives you a lower capacity they say. That seems bizarre to me. To me the capacity is what it is and is not adjustable by changing your settings.
You can get higher amp acceptance rates by increasing Vabs, but that will then make your Bulk end at a lower SOC by increasing the charging rate.
With Li they like a lower Vabs to reduce stress, but that is not the issue here.
If you are getting to 99% SOC at constant 100a, then to me that says you are using a low charging rate. The battery bank must be big in AH as its capacity