Four (4) Row Radiators? Gimmick or Blessing?

I managed to put a crack on the bottom of my radiator (2002 E350 Super Duty 5.4 RV). Act of sheer stupidity. Cannot be fixed. Looking to replace. Factory OEM replacement has 2 rows of tubes. Costs about $180. Aftermarket with 4 rows of tubes costs about $370. Much to consider, as in the tubes might get smaller with more rows, the radiator might get wider (not fit), and the amount of coolant inevitably increases. While I am interested in opinions, I am more interested in someone that took the leap and installed a 4 row radiator. I am in central Texas where it does get good and warm, and will be towing maybe 2000# worth of trailer and dirt bikes.

Thanks for your help.