Hi Almot,
Individual solar cells are often about over 0.5 volts each. So to get to 17 volts, 36 are placed in series. If there are blocking diodes between each cell then the loss of one cell will drop panel output by a little more than 1/36 of the total output, but the voltage would be ~16.5. Since the guru's say charge at 14.8, if six cells are lost--the voltage won't be sufficient to do much charging at all.
Individual blocking diodes do drop the overall panel voltage. Mine run at 16.5 volts, and there are 22 cells per panel. Here are all the details in a non clicky http://www.kilowatts.com.au/US64/solar-panel-details.php