Ken,
I have a problem with the statement you make regarding an insurance company refusing to pay a claim. If an insurance company could refuse to pay a claim due to a violation then 90% of claims would not be paid. An insurance company could no more deny to pay a claim for being overweight than they could deny a claim for running a red light. Liability insurance would pay regardless of any action taken by the owner of the policy. lein holders would also be paid. I suppose they could refuse to pay beyond that but I seriously doubt it. Perhaps someone could post a link to an article or court case where insurance payment was denied due to actions of the insured.
It is my firm belief that if insurance companies were that concerned about what RVs weigh then we would all have to supply weight tags prior to receiving our policies.
I also am not sure what you mean by the Fed label. You stated that in Texas one could not register a truck for more than the Fed Label. If your use of the term Fed label applies to the manufactures sticker (GVWR/gawr) then your statement would be incorrect. My Texas registered truck is registered well above the sticker GVWR. If the term Fed label applies to something else then please explain. To my knowledge there is no other label on my truck.
