Tow Vehicle Liability Insurance

mich800 wrote:

IDman wrote:
Progressive will drop you at renewal time if you have any claims. All companies look at the frequency of claims, not the total dollar amount.

Try State Farm. They are in every state, whereas some of the companies mentioned above are not.

Any insurance company can drop you for any reason. I guarantee every single insurance company has no shortage of bad stories from policy holders. I have the same story except it was State Farm that screwed me. Had our snowmobiles stolen and got the insurance payoff and replaced them. On the way up on our first ride we got a call from our agent that State Farm dropped us. How's that for customer service.

Yup, without getting into stories, I can confirm the same. The worst issues I've had, albeit many years ago knock on wood, have been with Allstate, State Farm and AAA Chicago motor club. All top tiered companies. At the same time, have had good experience with Progressive minor claims only, but turfed them a few years ago after they disproportionately jacked our rates with no basis. Some "think" they're getting hosed, but need to look at their driving record and now credit score as well. But others, it's just like other household "services" like internet or cable/satellite. Once you're an established customer, they can and will attempt to make more money off of you and apparently plenty of people fall for it and just carry on, because if the majority were diligent about it, the companies wouldn't use that tactic because it would be ineffective at increasing revenue and profit. (Makes sense, no one want's the hassle of finding new insurance, so many choose to eat the rate increase out of convenience.)