protel wrote:
I screwed up my holiday.First TT and only 1 month old. Was trying to pull my TT from storage to home and prepare for the long weekend. Since it's only a 10min local drive, as usual I didn't bother setting up the WD. When I made a left turn, after waiting for a through vehicle I noticed the light turned yellow so I tried to speed up while turning, and in the end the TT rolled over. Lesson learned...
The damages are all on the passenger side which landed on the curb, I noticed the following damage so far:
1: A 20 inch crack on the top left of the fiberglass side wall, it also comes with a dent into the inside shower area.
2: Power awning totally crashed, which actually protect most of the all and window glass from worse damages
3: Lots of scratches along the bottom edge, especially corners
4: power jack and propane case
5: two front stabilizer
The insurance company GEICO will do the inspection in a few days, but when I talked to the adjuster he mentioned to me that for rollover cases like this they usually handle it with total loss. I did purchase RV insurance, but when I asked them about the detailed policy, they were not sure what kind of coverage I really have for total loss. Seems to me they leave some flexibility for themself. One representative told me most likely I only did the regulator policy and won't have the total loss replacement option.
My questions:1. Is it really that bad to total the RV, other than the body, should I expect some fundamental frame damage from this kind of accident?2. How much would it cost to seal the crack if I don't mind it doesn't look as nice3. If the insurance really totaled my TT, should I try to dispute and how?4. I kind of prefer they total it and I brought it back, after all the damage doesn't seem that bad to me, safety and function wise I guess. Also I assume the repair will take quite long and my whole summer will be screwed. So is it a good idea to buy it back?
Take the total amount of your total loss from your insurance setellment. Go buy a new trailer. I would not want use the trailer even after all of the repairs are done. Are there going to be problems later with all the repairs?